Affordable Personal Insurance inOak Hill WV, Hagerstown MD, Bridgeport, WV

personal umbrella

Move forward with a safety net.

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Also known as excess liability coverage, personal umbrella insurance is designed to keep you and your valuables protected if ever you reach your auto and homeowner insurance liability limit. Your financial assets including college funds, retirement savings, and more could be at risk without having umbrella insurance to make sure they stay safe and secure from a serious lawsuit.

Let’s Build Your Plan

Our team will create a customized personal umbrella plan to cover you in the places where you need it most. Reach out to us to begin crafting your plan.


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Personal umbrella policies from our partners may include the following coverages:

  • Bodily Injuries - covers cost of medical bills and/or liability claims as a result of injuries from second party member.
  • Damage to property - covers cost of damage to property, accidental or otherwise, created by an outside force or member.
  • Certain lawsuits - coverage is available for situations such as being sued for slander, libel, false arrest, and more.
  • Owners of rental units - helps protect against liability claims as a result of issues created by outside forces or members.
  • Defense coverage - covers attorney fees and other legal costs.
  • Worldwide coverage - coverage for incidents that have happened abroad.